Paytm and Snapdeal Annouce Credit Score System

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14 August 2015. The Indian ecommerce websites Paytm and Snapdeal have announced that they have developed a system to judge a person’s credit score based on their past online transactions. The system will be especially for useful for assessing the credit score of young Indians who may not yet have a traditional credit score from their bank due to their age. Paytm and Snapdeal will be able to assess a person’s credit score within 15 seconds, meaning they will know almost immediately whether or not they are eligible for a loan. A spokesperson from Paytm explained on the new feature, saying: “In the instance when a customer does not have a previous credit history, we will evaluate their mobile phone bill payment for credit worthiness.”

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